Our Six Pillars of Security
We construct custom products that protect investor capital and preserve sub-broker privacy while passing rigorous NISM, AMFI, and external developer compliance testing.
SEBI & AMFI Regulatory Compliance
Architected around strict regulatory guidelines. Every mutual fund buy/sell route and sub-broker commission ledger conforms to standard SEBI circulars and AMFI regulations.
- Real-time sub-broker commission splits & GST ledgers
- BSE StarMF transaction engine compliance audits
- Automatic risk profile categorization and suitability scoring
- Strict data segregation for sub-broker multi-tenant structures
Aadhaar eKYC & KRA Integrations
Banking-grade onboarding pipelines designed to complete user identity verification in under 2 minutes while maintaining compliance.
- Digio & Aadhaar DigiKYC integration
- Direct PAN/KRA (CAMS KRA, NDML) verification checks
- Video-based IPV (In-Person Verification) integration tools
- PEP (Politically Exposed Persons) & AML verification
Secure Transaction Engines
Failure-resistant engines built to securely route SIP and lump-sum investments while bypassing penalty bounce loops.
- 3-Second instant UPI AutoPay 2.0 mandate flows
- Direct payment gateway tokenization and BSE route encryption
- Smart bank balance checking to prevent bounce-fee penalties
- CAMS / KFintech CAS statement secure parsing
Infrastructure & AWS Hardening
Stateless VPC architectures and server shielding protecting sensitive financial data from automated attacks.
- VPC-segregated database and backend microservices
- AWS Web Application Firewall (WAF) blocking web attacks
- Real-time DDOS mitigation and Cloudflare routing
- Daily immutable cloud backups with standard failovers
Data Encryption & Privacy
Strict cryptographic architectures securing database storage and API transit routes with zero compromise.
- AES-256 encryption at rest for client credentials & PANs
- TLS 1.3 encryption in-transit for every server request
- JSON Web Tokens (JWT) with automated session timeouts
- Salted Argon2 hashing for developer/client authentication
VAPT & Security Auditing
Audit-ready codebase built to undergo external Vulnerability Assessment and Penetration Testing seamlessly.
- SOC 2 Type II compliant codebase development standards
- Complete immutable audit trails on admin dashboard panels
- Role-Based Access Control (RBAC) logs for employee actions
- Static code analysis (SAST) during CI/CD pipelines
PII Encryption &
Audit Trail Pipelines
Under the hood, we engineer systems that isolate customer PAN data. Client interactions on eKYC dashboards and payment gateways trigger immutable JSON audit logs stored in secure ledger formats.
KRA Decryption Keys
PAN & Aadhaar payload blocks are encrypted using AES-256-GCM prior to storage.
Ephemeral Token Pipelines
API interactions with registrar feeds utilize unique keys with self-destroying timelines.
Immutable Ledger Storage
System commission logs and sub-broker payments cannot be edited once verified by bank gateways.
// Payload encrypted with developer signature
POST https://api.digio.in/v3/kyc/request
Response: {"status": "APPROVED", "kra_synced": true}
// NPCI standard dynamic signing
POST https://api.razorpay.com/v1/subscriptions
Response: {"mandate_id": "UMN828A21", "status": "ACTIVE"}
// AMFI compliant transaction logs
POST https://api.bsestarmf.in/v2/orders
Response: {"order_status": "SUCCESS", "reference": "BSE99281A"}
Security & Regulation FAQ
How does your MFD platform integrate with BSE StarMF?
We connect to BSE StarMF API gateways using secure, tokenized SSL channels. The ordering engine automatically processes lump-sum investments, SIP registrations, system installations, and transaction updates in real time, achieving a 99.98% execution success rate.
What KYC integrations do you offer out of the box?
We offer seamless integrations with Digio, Signzy, and directly with KRAs. This enables instant Aadhaar eKYC, PAN verification, bank account verification (via penny drop), and AMFI ledger checks, taking the user onboarding journey down to under 2 minutes.
Is your database structure SEBI-compliant?
Yes. Our databases feature strict column-level AES-256 encryption for PII (Personally Identifiable Information like PANs, bank accounts, and phone numbers). Additionally, we compile automated transaction logs that serve as audit trails in full compliance with SEBI and AMFI guidelines.
Do you offer post-deployment security updates (AMC)?
Yes, our Annual Maintenance Contracts (AMC) include mandatory security patch deployments, regular library updates, API endpoint shielding checks, and VAPT audit readiness reviews to keep your system safe.